# Read a credit memo

One credit memo in full: its nine narrative panes — executive summary, business overview, financial analysis, industry analysis, risk assessment, collateral analysis, ownership analysis, strengths and weaknesses, recommendation — beside the amounts and terms it recommends, the conditions on them, its status, and the review, approval or rejection with who signed it and when.

Access class: `workspace`.

## Endpoint

`GET /v1/credit-memos/{id}`

## Parameters

| Name | In | Type | Required |
| --- | --- | --- | --- |
| id | path | string | Yes |
| body | query | null | No |
| params | query | object | No |
| query | query | object | No |

## Responses

### 200

the action's answer

Content type: `application/json`.

```json
{
  "data": {
    "aiGenerated": true,
    "approvalNotes": "string",
    "approvedAt": "string",
    "approverUserId": 1,
    "attachmentIds": [
      1
    ],
    "authorUserId": 1,
    "businessOverview": "string",
    "collateralAnalysis": "string",
    "createdAt": "string",
    "currency": "string",
    "dealRowId": "",
    "definitionId": "",
    "detail": {},
    "executiveSummary": "string",
    "expiresAt": "string",
    "facilityId": 1,
    "financialAnalysis": "string",
    "generationModel": "string",
    "id": 1,
    "industryAnalysis": "string",
    "memoType": "string",
    "ownershipAnalysis": "string",
    "previousMemoId": 1,
    "recommendation": "string",
    "recommendedAmountMinor": 1,
    "recommendedConditions": [
      "string"
    ],
    "recommendedDecision": "string",
    "recommendedProduct": "string",
    "recommendedRate": "string",
    "recommendedTermMonths": 1,
    "rejectionReason": "string",
    "requestedAmountMinor": 1,
    "reviewNotes": "string",
    "reviewedAt": "string",
    "reviewerUserId": 1,
    "riskAssessment": "string",
    "riskProfileId": 1,
    "status": "string",
    "strengthsWeaknesses": "string",
    "title": "string",
    "updatedAt": "string",
    "version": 1
  }
}
```

### default

a refusal: `{"error": "<what a person needs to read>"}`. 401 no credential, 402 the plan does not include this, 403 the seat does not, 404 the thing does not exist or is not yours to see.

Content type: `application/json`.

```json
{
  "error": "string"
}
```